President Obama’s announcement that the Federal Housing Administration will lower the cost of its home loans by one-half of a percentage point (.50 basis points) should be very welcome news. Home loans will now be within reach for many more hard working and responsible families who have been left on … More >
Around the globe, many cities are experiencing a housing affordability crisis. There are few places this crisis is more pronounced than San Francisco and Los Angeles. California’s strict land use regulations hinder us from producing enough housing, particularly infill development, or new buildings on vacant or underutilized land in the urban core.
Many years ago Haas Institute Executive Director john powell warned education advocates that “housing is education policy” — a refrain now regarded as common wisdom. The insight behind this assertion is a recognition that patterns of racial and economic isolation that manifest in schools and other educational environments are chiefly … More >
The Economist published an article last month on the competition to build a $300 house intended to improve the lives of slum dwellers. The article came from a blog post in the Harvard Business Review by Vijay Govindarajan, of Dartmouth College’s Tuck School of Business, and Christian Sarkar, a marketing consultant, who … More >
Just think of prisons as a kind of housing, the new public housing, and it may seem less crazy to wonder if the decline of the portion of Americans who are homeowners may coincide with a decline in the portion of Americans who make their home in a prison. As … More >